Accounts & Money Sources
The account register is the master data for the whole finance section. Every income, expense, and transfer refers to which account the money moved through, so it is worth setting these up before you start recording.
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Why separate accounts matter
A single total cannot tell you whether the money is in a form you can actually use. The same sum split between a fixed deposit and a current account behaves very differently. Separating accounts lets you answer what you can genuinely reach right now.
Credit cards are not like other accounts
A credit card balance is debt, not money you hold — using it goes further negative, unlike a deposit account that simply decreases. Keeping it as its own kind of source stops the combined figure from flattering you.
What it costs
Free — no Points or Credits are consumed.