Debts & Instalments
One place for every debt you carry: instalment purchases, loans, and money borrowed from people you know, each with its own outstanding balance, payment amount, and next due date.
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Why you need to see every debt at once
Debts paid in instalments get judged one at a time as "not much per month". The sum of every instalment falling in the same month is the number that decides what you actually have left. Seeing them together makes the decision before the next debt a more honest one.
Paying an instalment records real money movement
Settling an instalment records the money movement for you, so the outstanding balance falls and the account balance falls at the same time — no double entry, and no risk of the two sides drifting apart.
What it costs
Free — no Points or Credits are consumed.