Savings & Goals
Set savings goals with the amount put aside so far and the date you want to hit them, so saving has a defined finish line rather than being a general intention to keep more.
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Why a goal needs both an amount and a date
A goal that is only an amount does not tell you how much per month. Without a monthly figure you cannot tell whether this month was on plan. Adding the date turns the goal into something measurable every month.
What you can use it for
- An emergency fund, which is worth reaching before any other goal
- A deposit for something you plan to buy
- Travel or tuition with a known date
- Long-term goals that take years
What it costs
Free — no Points or Credits are consumed.
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Can I run several goals at once?
Yes, though too many at once usually means none of them arrive.
Does it move money into goals automatically?
No — it is not connected to your bank. You record the accumulated amount yourself.