My Finance

本分类将个人财务的各个方面集中在一个地方，包括持有的账户、实际发生的交易、待支付账单、设定的预算、未偿还债务和储蓄目标；整个分类免费使用。

9 บริการที่เปิดให้ใช้งานแล้ว

Finance Overview
Your total across all accounts, this month's income and spending, and the bills coming up.
Income & Spending
Record income, spending, and transfers, with filters to look back through them.
Scheduled Payments
Bills and recurring payments, with the instalments still due and their due dates.
Monthly Budget
Set a limit per category each month, then compare it against what you actually spent.
Accounts & Money Sources
Cash, bank accounts, credit cards, and wallets, with the balance of each.
Debts & Instalments
The outstanding amount, the instalment, and the next due date for each debt.
Savings & Goals
Savings goals, how much has built up, and the date you want to reach them.
Scan Bills & Receipts
Photograph a document, let AI read it, then check and correct it before saving it as an expense, a bill, or a debt.
Financial Health Check
Score your cash flow, emergency fund, debt load, and planning from your recorded finances, with what to do next.

为什么大多数支出记录应用最终会被弃用

因为它们只能记录支出，却无法与真实账户、待支付账单或未偿还债务关联。因此得到的数字无法回答最重要的问题：“现在到底还可以花多少钱？”本分类让所有方面彼此关联，而不只是记录支出。

涵盖哪些内容

  • 账户和资金来源——现金、银行、信用卡和 Wallet
  • 收入、支出，以及自己不同账户之间的转账
  • 账单和每月订阅，并显示尚未支付的分期
  • 按类别设置预算，并与实际支出对比
  • 债务和分期付款，并显示下一期到期日
  • 储蓄目标和累计金额

有意不连接银行

每笔记录都需要手动填写，系统不会从银行提取数据。这样牺牲了一些便利，却让你无需向任何系统授予银行账户访问权限，并且财务数据只与你自己的账户绑定。

这是记录工具，而不是顾问

本分类可以帮助你更清楚地了解自己的数字，但不会提供投资建议或财务建议。涉及大额资金的决定，应以真实信息和专业人士的意见为依据。

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